Providing service and advice in the following areas: Superannuation Retirement income streams Retirement planning Investment Personal Insurance Centrelink

I have been in my own business since November 2018 and have worked in the industry since 2004. As a one-man operation with a home office and relatively low overheads I am able to provide advice that I consider to be good value for money due to my costs being lower than many other advisers. Being the sole person in the business also results in a more personalised service being provided to my clients.

I aim to provide advice suited to your goals and objectives and believe that sound advice and planning is the key to improving your financial position. I undertake continuous professional development and training programs to help me stay up to date with legislative changes in areas such as superannuation, investments and social security.

I will help you sort out your goals and weigh up different investment strategies to achieve them where possible. There are no secret formulas to achieving financial security and I work with you to get the basics right and ensure you have a plan that aims to achieve your goals over time.

I can help you to identify the types of services, strategies and products that will be appropriate to meet your financial goals. In addition, you can choose whether to receive advice about a range of needs all at once, or advice can be limited in scope so your most important goals are addressed first. Further advice can then be provided over time about any other needs or goals as required.

Fees are dependent on the advice being sought and the amount of work required to produce an advice document which is required for specific advice. Initial research is completed at no cost and no obligation and once sufficient information has been gathered an indication of the cost will be provided and agreed to prior to the generation of an advice document.

In March 2024 I completed my Graduate Diploma in Financial Planning with Kaplan as per the government requirement for having a specific minimum education for this industry.

I offer a free initial consultation with no cost for general advice.

Feel free to contact me on:

M: +61 415 215 602

E: paul@pbfp.net.au

I look forward to being of service.

Paul

Financial Advice Association Australia - Paul Bayly

Adviser Ratings - Adviser - Paul Bayly